Guest Post: Financial Planning For College

The following is a guest post written by my father. This is not a compensated post but I am letting him share here because he is so passionate about sharing this message with everyone. To find out more about this, or any other insurance product, you can call or email him (contact information below). It’s free to find out more information and get your questions answered and he’s really knowledgeable- and I’m not just saying that because he’s my dad! :)

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IT’S IMPORTANT TO SEND YOUR CHILDREN TO COLLEGE.

YOU DON’T HAVE TO BE WEALTHY IN ORDER TO DO IT!

YOU JUST NEED A PLAN.

FREEDOMFLEX ® is the plan that can make this a reality.

Our college planning services were designed for families such as yours, who desire a college education for their children. When coupled with Freedomflex, it provides death protection on the lives of the parent(s) in the event of premature death, while providing a tax deferred environment in which cash values accumulate. These cash values can be used as an emergency source of funds, to help repay college loans, or to help supplement your retirement benefits. The lender is approved under the Title IV provisions of the Higher Education Act, and has loaned millions of dollars to families for educational expenses. Members and their students have access to college/career profiles, scholarship searches, financial aid form reviews, counseling and advice on college related matters, and many other services. Overall, these services provide you with a systematic method of preparing for your children’s education.

FREEDOMFLEX® offers an exceptionally valuable service. The education services coupled with, the life insurance policy provides the following:

A cash accumulation account with competitive guaranteed and current interest rates with no minimums and no surrender charges. This account will allow you to shelter certain assets to qualify for the maximum amount in government grants and subsidized orunsubsidized loans. This account also provides a way to accumulate transition money for students to use after graduation for such things as clothing for job interviews or deposits for living expenses when they are on their own.

An option to redirect your non-insurance premium to an alternative cash accumulation vehicle that can experience a higher growth rate.

A death benefit to pay for college, or to pay off student loans used for college expenses, or to supplement family income in order to allow the student to stay in college if the parent dies.

A disability benefit to self complete the plan for both life insurance and savings features.

The plan provides continuous service long after high school graduation, throughout the entire college experience. In addition, the lender is approved under the Title IV provisions of theHigher Education Act and makes a commitment to you to lend you all the money you need to complete your student financial aid requirements. In the changing environment of today’s student financial aid arena, it is a valuable thing, knowing that your loans will be there. You have flexibility in your service, flexibility in your options, and the flexibility to determine what is best for you, with your plan.

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For additional information, or to set up a FreedomFlex® plan with access to the college planning services, please contact Bill toll free at: 866-763-2196 or email: wpeiffer@ismamerica.com.

Insure that the money for college is there when it’s time, even if you aren’t…

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